Privacy Policy

Last Updated: November 13, 2025

Welcome to OnlineMedicalPlans.com (“Website”), operated by Online Medical Plans (“Company,” “We,” “Us,” or “Our”). We respect your privacy and are committed to protecting your personal information with transparency, security, and integrity.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website, submit inquiries, subscribe to updates, or interact with our services.

By using our Website, you agree to the practices described in this Privacy Policy.

1. Governing Law

This Privacy Policy is governed by and interpreted in accordance with the laws of the United States. If you access this Website from outside the U.S., you do so at your own risk and must comply with local laws applicable to your region.

2. Information We Collect

We collect both personal and non-personal information to provide effective service, improve user experience, and deliver relevant plan-related guidance.

A. Personal Information You Provide

When you connect with our Website, submit a form, or contact us, you may provide your full name, email address, phone number, location details, contact preferences, information related to medical plan inquiries, and any content you submit through forms or direct communication.

B. Automatically Collected Information

As you browse OnlineMedicalPlans.com, we may automatically collect your IP address, browser type, device type, approximate geographic location, pages viewed, time spent, referring URLs, and click or interaction behavior. This helps us understand user interests and enhance Website performance.

C. Cookies and Tracking Technologies

We may use cookies, browser storage tools, analytics scripts, and tracking pixels to improve site functionality, personalize your experience, analyze Website usage, and deliver relevant content or service updates. You may adjust cookie settings in your browser at any time.

3. Use of Microsoft Clarity

We use Microsoft Clarity to understand how visitors interact with our Website and to improve user experience. Clarity records anonymized behavioral data such as clicks, scrolling, and general usage patterns, but it does not collect personal details like names, emails, phone numbers, or form submissions. All data is used solely to enhance Website performance and usability. By using our Website, you consent to Microsoft Clarity’s anonymous data processing. For more information, visit https://privacy.microsoft.com/.

3. How We Use Your Information

We use your information for legitimate business and service-related purposes, including responding to your inquiries, helping you explore medical plan options, sending updates (when permitted), providing service announcements, improving Website speed and performance, enhancing customer support, maintaining security, and complying with legal obligations. Your information is never sold to third parties.

4. Email Communications & Subscriptions

When you submit your information through our Website, you may receive service-related updates, responses to inquiries, relevant plan information, or occasional promotional guidance. You may unsubscribe anytime via the link in our emails or by contacting us directly. We do not spam or share your email with unauthorized parties.

5. Protection of Personal Information

We take strong measures to protect your personal data, including secure server infrastructure, encrypted transmission (HTTPS/SSL), controlled access, continuous monitoring, and administrative safeguards. While no digital system is 100% secure, we work continuously to protect your information to the highest standard.

6. Sharing Your Information

We do not share your information with third parties except in specific situations:

A. Legal Requirements:

To comply with laws, regulations, or legal processes.

B. Business Operations:

With trusted service providers assisting with email distribution, website hosting, customer communication, cloud storage, analytics, and performance monitoring. These partners must follow strict privacy standards and cannot use your data for unrelated purposes.

We never sell, rent, or trade your information.

7. Use of Cookies

Cookies help us deliver a smooth and personalized browsing experience by assisting with navigation, storing preferences, tracking performance, analyzing behavior, and personalizing content. You may disable cookies, but some features may work differently.

8. International Users – Important Notice

OnlineMedicalPlans.com is hosted and operated in the United States. If you are visiting from another country, your data may be transferred to U.S. servers, where laws may differ from your region. By using the Website, you consent to this transfer.

9. Children’s Privacy

Our Website is not intended for children under 13. We do not knowingly collect information from minors, and if such data is found, it will be deleted immediately.

10. Links to Third-Party Sites

Our Website may include links to external sites. We are not responsible for their content, privacy practices, security standards, or accuracy. We strongly recommend reviewing third-party privacy policies before interacting with them.

11. Data Retention

We retain personal information only as long as necessary to provide services, respond to inquiries, maintain legal documentation, and improve Website operations. When no longer needed, data is securely deleted or anonymized.

12. Changes to This Privacy Policy

We may update this Privacy Policy to reflect operational improvements, legal changes, service updates, or new technologies. Substantial changes will be posted clearly on this page. Continued use of the Website indicates acceptance of the updated Policy.

13. Contact Us

If you have any questions or concerns about this Privacy Policy, you can contact us:

Phone: +1 786-228-7060

Website: https://onlinemedicalplans.com/

We are committed to providing clear, timely communication.